How to become a Franchisee?
You must first be a user of the product before you can sign up as a Franchisee. Secondly, you have to passed a qualifying assessment.
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Do I have to pay to become a Franchisee?
Yes, and the Franchisee account is renewable annually.
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Is there any training for Franchise program?
In additional to the program description in the website, there are training programs available for new Franchisee to understand further on the Franchise program from time to time, although the Franchisee program is a very simple fees oriented remuneration plan which Franchisee can easily understand without training.
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I have bad experience with a forex trading company when the company lost money and ceased operation. What happen if your company ceased operations when my Franchise business is growing?
First, the group has been in existence for more than 10 years. Second, the company spent many years developing this product with a hugh input of capital, time and energy with a long-term view in mind. Third, the company is not an investment trading company that trades or speculates with clients' monies to secure profits. Finally, if your business is growing, so will our company's. Why would a successful company cease operations?
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How to achieve effective financial planning and management?
A comprehensive financial planning and management advisor will take a broad look at your financial affairs before conducting a detailed financial analysis and recommending courses of action. Other single-purpose advisors may just focus on one particular area of your financial needs. Effective financial planning and management can be achieved through an integrated program which analyses your financial position, conducts financial planning and review, applies effective financial solutions and monitors your assets based on the totality of your financial circumstances.
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What are the benefits of financial planning and management?
Financial planning and management provides not only a blueprint to your financial decisions in life, but enables you to understand the impact of each of your financial decisions in relation to your financial well-being.
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What is a Licensed Financial Advisor?
A Licensed Financial Advisor is a qualified financial professional who has obtained the recognized financial qualification licensed by the government. He/she manages to applies specific process to help you to plan towards achieving your goals in your life. A comprehensive financial advisor will address all of your financial needs including an integrated financial plan for your retirement funding, children's education, tax minimization, credit management, estate distribution, investment and risk management portfolio and cash flow projection. To ensure reliable financial advice, insist on a review of the qualifications, experience and background of your advisor/planner.
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What is financial planning and management?
Financial management involves synchronization of a series of integrated processes of data organizing, analyzing, planning, implementing and monitoring of one's financial affairs and activities with the objective of achieving one's goals in life. This chain of processes will unveil and help develop effective strategies in accumulating, managing and preserving one's personal wealth.
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What is the best age to start financial management?
While it is true that the younger you start planning and managing your finances the more effective it will be, financial management is worthwhile at any age. Although younger people may have more options and decisions to make regarding their financial needs, changing laws and circumstances can lead middle-aged people and seniors to also adjust their financial plans and strategies.
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Who needs financial planning and management?
The current challenging environment is a product of constantly changing tax laws, economic conditions, commodity prices and government legislation. Any financial solutions/products designed for prevailing conditions of yesterday may prove to be ineffective today, especially when it was not tailor-made to your financial requirements. As such, today's individual requires clear, concise and effective financial management strategies as the blueprint to regularly steer their course through these erratic changes towards their ultimate goals of financial independence.
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What is the background of the company?
The Group was founded on 7th of May 2002 (It is not a new company) by a group of financial and legal advisors. The group has a financial advisory license from SC and it is led by principals specialized in both financial advisory and Informative Communication Technology (ICT). The company has evolved from wealth advisory to wealth system.
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What are the risks of closure of company?
The existence of a company does not depend on size but by credibility, integrity and viable modus operandi of a business. The company's transparency of profit sharing and costing dictates continuity of a business and the quality of products determines the marketability of products worldwide. In addition, the strong industry domain provides the compatibility of the business and the use of ICT enhances the market expansion which enables easy usage by the clients and thus reduces the cost of operation as well as the price of the product. The demand of the product will suggest the continuity of a business.
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Why financial planning can be an excellent employment benefit?
1. It helps employee to minimize financial worries and stresses that affect the productivity at workplace.
2. It cultivates healthier financial dealings among employees which reduce work conflicts.
3. It instills the understanding of wealth accumulation which is not solely dependent on salary rise.
4. It provides confidence for employees to be able to retire happily with the present employer.
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Can i see the webpage in other language?
Yes, you may select the preferred language with the translation tool available at the top left corner of the page. You can see the original text by putting your cursor near the translated text.
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What is PMI means in the mortgage loan calculater under the Property session (free calculator)?
PMI stands for Private Mortgage Insurance which is applicable to certain countries and it also applicable to internation loan. You can enter "0" if it is not applicable in your country.

PMI is the insurance requrested by the lenders when necessary to reduce the risk of lending to borrowers.
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Any money back guarantee?
Application software is considered used once it is activated, thus there is no refund for any used product. Please ensure you are satisfied with the product features and how it works from your introducer before subscription.
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What are the modes of payment available?
There are 2 types of modes of payment available. First, chipped cards which include credit cards, debit cards, and bank / ATM cards are acceptable. Second, non-cards which include bank-in cheque (personal/banker's) and online or telegraphic transfer.
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Is there any online support to the user?
The website is fully supported with relevant information to ease the user in understanding the financial planning process. The glossary is provided to help you in understanding the terminology used in the fact finder. Guides and help buttons are provided in various places in the fact finder to assist users in keying in data. Users can always send in inquires via emails for further assistance/information required.

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Is the product applicable in any other country?
The product is currently available and suitable for users residing in Malaysia.
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Can I try the product before subscription?
The role of an introducer is to show you the features, benefits and the functions of the product and how it has benefited him/her. He or she will also show you how to create a financial report before you decide to subscribe the account.
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Can I get a demo account?
The account is designed in such a way where is it very user-friendly and interactive with no complicated procedures for user to follow, thus demo is really not necessary at all. However, Guest user is able to review the illustration of the account in the Guest account.
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How long is the validity of a Guest Account?
A Guest account and all its contents (including the invoice generated) will last for 6 days. A subscription has to be done within the account validity.
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Can i sign up two guest accounts at the same time?
Guest is not allowed to subscribe a second account using the same user ID or email address under a same/different Franchisee when the first guest account is still valid. Guest is required to use a different user ID and email address in order to create another guest account under a same/different Franchisee.
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Can i subscribe after my guest account is expired?
No, you are not able to subscribe using the expired account, but you can re-create a new guest account before you subscribe as the expired guest account is no longer valid. You can use back the same USER ID if you want to, provided that the ID is still available.
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Can i cancel the subscription and get a refund if I am not satisfied with the product?
Yes. Request of cancellation must be sent to the company within 5 days after the payment for subscription is approved. Besides, subscriber who requests for refund must not agreed on any of the Terms and Condition stipulated for both Franchisee and User.
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Is there any minimum requirement on my computer hardware in order to access my online financial planning account?
There is no specific requirement on hardware for you to access our online portal. However it is an advantage if your computer's specifications have the latest technical capacities, which it will help in accessing the portal smoothly.
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Can I change my email address in my profile after signing up?
Email address is an important element of any online account as such it is not permitted for an email address to be changed subsequently. However if you genuinely require such changes, you may submit your request in writing to the company where a minimal administrative charge will be levied.
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Which browser should I use to access the company website?
You can use almost all browsers available to go online but it is preferably to use internet explorer 7 and Mozilla Firefox. You can use IE8 but minor configuration is required.
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